Does Homeowners Insurance Cover Dog Bites Off Property?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaGenerally the liability coverage offered under a homeowner’s policy covers the activities of your pets away from the property. The policies generally restrict their coverage considerably for dog bites. You might find a claim denied because of the breed of the dog. This is a very sensitive area and I would urge you to contact your agent immediately if your pet has bitten someone.Answered on August 21, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! I sincerely hope that you are just asking to know, and not because you need to know...Contact your insurance company immediately. They may or may not cover the claim, based upon whether you had the dog when the policy was issued or not, the breed of the dog itself, and the wording of your liability portion of the policy. Dog bites and insurance companies are really case by case things, so contact your agent and ask. Good luck, and thanks for asking!Answered on August 21, 2014flag this answer
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