Does Homeowners Insurance Cover Arson?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Not if the insured or resident of the household is involved in the arson. If the previous is not the case then typically you would be covered. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on July 15, 2013

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