Does Homeowners Insurance Cover Air Conditioner?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The air conditioner is a part of a residence.  Damage to the air condition from one of the perils stated in the policy will be repaired by the insurance company.  This does not apply to the air conditioner requiring repair from normal usage.  There are policies available to cover home appliances.
    Answered on July 9, 2014
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