Does A Trampoline Raise Your Homeowners Insurance?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   It is possible, depending on your carrier.  However, items like trampolines, swimming pools, swing sets etc, even if they don't raise your homeowners insurance rate, certainly raise your liability exposure.  For that reason, it is important to review the amount of liability protection your policy provides.  Do you have enough if someopne got hurt and you were sued?  Be sure to have the coverage that you need by increasing the liability coverage in your Homeowners policy and look into buying extra coverage in a Personal Umbrella Liability Policy.  These begin coverage at $1,000,000 and can be increased as needed.

   Answered on July 8, 2013

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