1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Typically, if you are eligible for Medicare (or age 65), you can not purchase conventional health insurance. Although there may be some exceptions, Medicare is designed to cover consumers that have reached that age.

    Of course, young persons can easily obtain coverage, and rates are often lower because of the reduced risk.
    Answered on March 27, 2014
  2. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Overall, there is never a "cutoff" for health insurance - there is health insurance available to you in one form or another.

    Individuals under age 65 will generally look at health insurance on the individual marketplace, unless you have an option for group coverage through your employer.

    For individuals turning 65 and older, you would generally be on/looking into signing up for Medicare Parts A & B.

    I always recommend consulting with an experienced broker to review your health care coverage and see what programs are available that may better suit your needs. Please let me know if I can be of further assistance. Thanks very much.
    Answered on March 27, 2014
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