There is no law preventing you from having two health insurance plans. Most people find that one plan is sufficient. Of this group the majority pay more in premiums than they receive back in benefits, so having two plans is very difficult to cost justify.
Sometimes people with chronic medical conditions find having two plans make sense. But even in this group it makes sense only when employers are paying the majority of the premium. The second plan will only pick up and pay on the left over expenses: deductibles, co payments, or co insurance.
Sometimes people with chronic medical conditions find having two plans make sense. But even in this group it makes sense only when employers are paying the majority of the premium. The second plan will only pick up and pay on the left over expenses: deductibles, co payments, or co insurance.