For most people the answer is that children can be covered under their parent's health insurance until age 26. Children must be covered even if they are married, no longer enrolled in school, or not claimed as a dependent on tax returns.
The Afffordable Care Act added this requirement. Grandfathered plans are exempt from the requirement. Some states may have additional requirements for dependents. For example, NJ has a requirement to cover dependents up to age 30 with different exclusion rules.
That is a great question! Thanks to the Affordable Care Act (Obamacare), your children can now be covered until they reach the age of 26. The extension of the age limit really helped young people who were struggling with getting started and dealing with college expenses by allowing the parents to carry the burden of the insurance.Thanks for asking!
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The Afffordable Care Act added this requirement. Grandfathered plans are exempt from the requirement. Some states may have additional requirements for dependents. For example, NJ has a requirement to cover dependents up to age 30 with different exclusion rules.