1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! Thanks to the affordable Care Act (Obamacare), insurers can no longer exempt you for having a pre-existing condition. Unfortunately open enrollment is over for the year, and unless you have a qualifying event, you may have to wait until the fall enrollment period. ( there are some companies that will sell a sort of temporary coverage, but they can be fairly pricey) Go to the www.heathcare.gov website at that time, and look for a policy that fits you. You may even qualify for help in paying for the costs of the policy! If you need help, take a moment and contact me, I'm happy to help you walk through it. Thanks for asking!
    Answered on May 5, 2014
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you get health insurance with a pre existing condition? Well the answer used to be complicated base on where you lived as each state approached this issue differently. Some states would provide coverage through guarantee issue and others used a high risk pool and still others let you go without coverage. The ACA changed that at a Federal level so all states now are guaranteed issue states so a person with a pre existing condition should be able to find coverage.
    Answered on October 8, 2015
  3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>