In Vitro Fertilization is considered an elective procedure and is not covered by most health insurance plans. Nine states have insurance mandates that require certain plans issued in those states to cover at least one IVF cycle.
Each mandate has different criteria for which employer plans and individual plans must comply, the number of cycles covered, and the policyholder eligibility criteria. Check the insurance laws in the headquarter states for your employer to see if a mandate applies.
Each mandate has different criteria for which employer plans and individual plans must comply, the number of cycles covered, and the policyholder eligibility criteria. Check the insurance laws in the headquarter states for your employer to see if a mandate applies.