1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most health insurance policies do not have any death benefit.  Occassionally a group benefit plan will have life insurance as one component.  Individually purchased health plans do not normally provide a death benefit.  Life insurance is the product that will provide funds to assist with final expenses and burial expenses.
    Answered on February 25, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! Unfortunately, I do not have a very good answer for you. Insurance types are very specific in what they cover. Life insurance policies will not cover a trip to the dentist, and your vision policy won't cover your maternity costs. Unfortunately, your health insurance isn't going to do what a life insurance policy would have - cover those expenses. I'm sorry, but I do appreciate you asking. If you need help, please inbox me, ok?
    Answered on September 10, 2014
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