Can My Health Insurance Company Change My Policy?

  1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    No, your carrier cannot change your policy when they want to. The policy is a contract that states you receive coverage in exchange for the payment of premiums. The policy can lapse and subsequently be terminated by the carrier if you don't pay your premiums (when the policy lapses, no coverage is provided) or if you falsify information on your application.
    Answered on March 26, 2014
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