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You can buy health insurance with a pre-existing condition. And not only will the pre-existing condition be covered, but you will not be charged an extra premium.
The Affordable Care Act mandates that insurers must provide coverage without increasing the rate for diabetes, heart disease, cancer or any other major or minor condition. There will be no waiting period and a federal subsidy can potentially pay some, most or all of your premium.
So where do you get coverage? Reputable experienced brokers and our websites are the best resource for information, comparing the lowest rates and quickly enrolling. We specialize in helping consumers find the best prices, determining federal subsidy eligibility and purchasing the best available policy.
Each state will have different options and prices can vary. Open Enrollment is the best time to obtain coverage although plans can be purchased outside of Open Enrollment.
That is an excellent question! One of the best things about the Affordable Care Act ( Obamacare ) is that it did away with the pre-existing condition exclusion that insurers were so fond of. It also did away with the caps that had been put on lifetime treatments for those conditions. That is one of the biggest reasons why politicians who were being bankrolled by insurance companies were so vocal in their opposition to the law. The insurers knew they were going to have to accept many more people, that otherwise they wouldn't have had to help. And contrary to their loudly bleated predictions, health care costs did not rise dramatically, in fact they have remained steady, and are at their lowest increases in many many years- down to low single digit increases verses 10-12% annual increases before the bill passed. In some places the costs have actually fallen. Thanks for asking!
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The Affordable Care Act mandates that insurers must provide coverage without increasing the rate for diabetes, heart disease, cancer or any other major or minor condition. There will be no waiting period and a federal subsidy can potentially pay some, most or all of your premium.
So where do you get coverage? Reputable experienced brokers and our websites are the best resource for information, comparing the lowest rates and quickly enrolling. We specialize in helping consumers find the best prices, determining federal subsidy eligibility and purchasing the best available policy.
Each state will have different options and prices can vary. Open Enrollment is the best time to obtain coverage although plans can be purchased outside of Open Enrollment.