1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    You should consider disability insurance if you do not have the financial where withal to fund an ongoing time of disability due to prolonged sickness and/or injury. Most American workers have less than 90 days in cash reserves, so it's like having disability insurance is like having paycheck protection.
    Answered on August 4, 2013
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