What Is Disability Insurance Coverage?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Disability insurance coverage is paycheck protection from prolonged illness and/or injury recovery periods that keep you from going to work. Most working Americans have about 90 days in cash reserves, so a popular elimination period is 90 days, i.e. you tax free benefits begin after that waiting period.

   Answered on August 8, 2013

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