Does Short Term Disability Insurance Work?
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63333 POINTSview profilePeggy MaceMost of the U.S.Yes, short term disability insurance works. It will pay you a portion of your normal income while you are laid off for weeks or months due to illness, injury or childbirth (most short term disabilities do not last over a year, but some policies will pay up to two years, if they do).Answered on September 8, 2014flag this answer
3998 POINTSview profileMatt BenoreFounder, DenverWest Insurance Professionals, Inc.,Short-term Disability does work if you have a qualifying disability. When you are applying for short or long-term disability, you need to look at the definition of disability and occupation. Not all companies have the same definition. If the definition is vague, you may find yourself being denied on your claim or receiving a "lesser" amount then what you have applied for.Answered on September 8, 2014flag this answer
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