When Will My Car Insurance Decrease?

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   Brenda Hanson

   Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana

   There are many factors when it comes to rates and insurance. Typically the rates decrease as you get older but this is not always the case it depends on your driving habits also and the type of coverage and the statistics for accidents in your area. In many cases the best way to keep your rates on a steady decline is to have good driving habits and also staying with a carrier and not switch every 6 months to another carrier this can not be in your best interest also as you could be missing out on renewal credits will help lower cost some also. Also going more then 30 day with no insurance makes rates higher also so the easiest way to keep you cost down is drive well stick with a carrier and have no lapse in coverage and 4 door cars are the cheapest to insure in most states. Also get an advance quote discount. So when your renewal comes out usually 30 in advance this is the best time to start calling and shopping and see if the rates are better for you.

   Answered on July 9, 2013

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