1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That is going to depend on the rental car company. Many rental car companies have third party insurance providers that they work with to provide clients with temporary insurance coverage during the period that they are renting a car from the rental car company. I would suggest that you call some of the local rental car companies that are in your area to find out if they offer this  service.
    Answered on September 27, 2013
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! Most car rental agencies will offer their own coverage, as long as you have a valid drivers license, and a clean record. It is typically fairly pricey compared to what your individual coverage might cost, but it's an option. Your best bet would be to ask before attempting to rent, and find out what they require. If you've been dropped by your insurance company for some reason, it may make it tougher for you. If you have more questions, please contact me, I'd be happy to help. Thanks for asking!
    Answered on April 14, 2014
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most rental companies would be happy to provide auto insurance to cover their rental car.  Another approach is to purchase a “non-owned” auto policy.  That would cover your liability concerns.  If you are really gutsy you might check with your credit card company and see if they provide coverage for physical damage if you use their card.  This system works but it is certainly not for the feint of heart.
    Answered on August 27, 2014
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