Does Comprehensive Auto Insurance Cover Hitting Deer?

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   Ted Ratliff

   Owner, SFS Associates,

   Yes, your Comprehensive coverage covers any animal strike, falling trees, rocks, vandalism, anything other than a collision.  Since an animal is not considered an inanimate object, an animal strike is covered under the comprehensive portion of your auto policy.  Collision covers a collision with trees, other auto's or other vehicles, and other inanimate objects.

   Answered on June 25, 2013

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