I may have 4 or 5 months left on my current plan (liability only on one 2000 Plymouth Voyager. I don t like my agent or his staff and have purchased a new plan with another company in Colorado The vehicle is only used for personal use by myself and my wife. Can I cancel the remainder of the policy with the existing company and use my new one?
Can I Cancel My Auto Insurance And Change Carriers Anytime?
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Also, make sure you cancel the existing policy with the date of the replacement policy became effective on.
Your prior insurance carrier will pro-rate your policy and refund you with unearned premium. If you are on a monthly billing, as a result of the pro-rate you may be billed for an additional premium.
Remember, that insurance carrier may audit your exposures up to 3 years in the past.