1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is an excellent question! I had it when I was 16, because I met all of my State's requirements - I was of legal driving age, and the age of responsibility. I had a car, and was able to make the monthly payment. As long as you are of legal age and have a valid drivers license, and are able to make the payments, you should have no problems either! Thanks for asking!
    Answered on June 10, 2014
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    If you are 16 and have a car titled exclusively in your name in Connecticut, then you will actually be required to obtain your own car insurance i order to register that car for use on public roads and highways.  Check with your parent's Insurance Professional first because their insurance company may offer better coverage at a more reasonable rate due to multi policy discounts.
    Answered on June 10, 2014
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Obtaining insurance for a 16 year old in California is difficult.  Preferred carriers are not interested in that sort of business.  There is a secondary insurance market that will provide basic coverage.  That coverage might be expensive, particularly when compared to insuring the same vehicle as a part of a household with other drivers.
    Answered on July 10, 2014
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