When Do You Get Long Term Care Insurance?

  1. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    The time to get DI is different for everyone depending on your occupation and health.  The best answer is ... as soon as possible.  DI is cheaper the younger you are, plus you never know if you might become sick or injured.  If you're worried that you might make more money in the future, you can add a rider on your policy that will make you eligible for more coverage at a later date, or you can simply try to buy more DI when the time comes (assuming you don't have any serious medical issues when that time does come).
    Answered on September 17, 2013
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