Does Renters Insurance Cover Smoke Damage?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   If the smoke damage was caused by a covered loss then your renters insurance policy may provide coverage for the loss up to the policy limits less your deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on September 17, 2013

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