Is Renters Insurance Required In South Dakota?

  1. 22 POINTS
    Dan Beukelman
    CSR, American Family Insurance,
    Renter's Insurance is not required by state law, but many landlords will require that you carry renter's insurance as part of your lease agreement.  This is because Renter's Insurance comes with liability insurance protection, so, in some cases, if you damage the premises, they can collect from your Renter's Insurance policy.  That coverage usually applies for accidentally created fires (for example).  Fortunately, most people can buy Renter's insurance for about $10 - $12 per month (it might be less and some basic policies only cost about $5.00 / month).  Send me an email and I can get you a rate!
    Answered on March 6, 2014
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