Which Retirement Plan Is Best For Self Employed?

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   David RacichPRO

   Fountain Hills, Arizona

   Most self-employed business is cost conscience, so the plan with the least amount of expenses is a good starting point in the discovery process. Whatever investments you select, there will be an associated cost and the retirement plan will only add to it. So important to select the lowest cost plans with the highest contribution limits. If you’re in a high tax bracket and/or your employer matches your contribution, you’ll want to consider an ERISA qualified plan. If ERISA qualified plans are too restrictive, you may want to consider non-qualified plan that uses life insurance and/or annuities.
   
   

   Answered on May 30, 2013

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