When Should You Start A Retirement Plan?

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    David RacichPRO
    Fountain Hills, Arizona
    The moment you start working for a living, you should start paying yourself, the earlier the better. Procrastination is the enemy of retirement planning. Most Americans live in the now and not in the tomorrow. When you start saving for your retirement, you're defining your lifestyle in your senior years.
    Answered on July 21, 2013
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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Almost everyone I know wishes they had started earlier. The answer is, “yesterday.” From a practical standpoint participate in your company sponsored plan by contributing the amount that the company will match. If you have lofty ideals for your retirement then start shifting capital to your retirement through supplemental plans at work or an IRA (you probably want to consider a Roth IRA.)
    Answered on December 23, 2014
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