What Is The Best Way To Plan For Retirement?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    First create a financial profile that includes your timeline to retirement, your life expectancy, your tax bracket and your risk tolerance. Estimating timelines will help you frame your retirement planning. Knowing your tax bracket will help you decide whether to use a qualified or non qualified retirement plan. Determining your risk tolerance will also help your select the right investment product. You need to discover if your employer sponsors a retirement plan, especially if it offers matching contributions. This can help you decide whether to use an individual or employer sponsored retirement plan.
    Answered on August 31, 2013
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