1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    All qualified and non-qualified insurance product plans accumulate tax deferred. So it's a bit of a mystery on what the question is addressing. Over time tax deferral can have a power economic impact on saving or investing for retirement. The tax favored feature of tax deferral accumulation is a significant advantage.
    Answered on September 7, 2013
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