Is A Thrift Savings Plan A Qualified Retirement Plan?

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   David RacichPRO

   Fountain Hills, Arizona

   The Thrift Savings Plan (TSP) is a tax deferred, defined contribution plan, similar to a 410(k), for civil service employees and retirees and members of the uniformed services. Employee contributions are deducted from payroll pretax and accumulate tax deferred. Distributions are taxable as ordinary income.
    

   Answered on July 17, 2013

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