How Do I Know What Kind Of Retirement Plan I Have?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    When you're unclear about your retirement account, you need to determine a few items. Are you funding your retirement by yourself or through your employer? Are you deducting your contributions? If your funding your retirement yourself and deducting the contributions, you may have an IRA. If money is being withheld beyond the payroll deductions of FICA, FUTA and SUTA then you may have a 401(k).
    Answered on July 26, 2013
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