1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

    Your Landlord may require you to carry a tenant’s (renters) policy.  They would do this for two reasons.  They want you to understand fully that they are not liable for any loss to your personal property located in their rental unit.  They also want you to understand that you are responsible for any lawsuits arising from your occupancy of their unit.  The premium for a tenant’s policy is modest and should be considered regardless of whether it is required.
     
    Answered on March 17, 2014
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