When Should I Get Renters Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You should get a renter’s insurance policy before you occupy a unit that requires that you carry renter’s insurance.  You should get a policy before you put your personal property into a unit because the landlord is not responsible for your property, even if his unit burns to the ground, with your property inside.  You should get a policy before you move into a new unit in case someone helping you move is injured and it results in a lawsuit.  The landlord doesn’t have any responsibility for that either.
    Answered on May 30, 2014
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