1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    The only time renters insurance is actually required is if the landlord makes it a condition of the rental agreement. Landlords may do this in order to protect themselves from a potential law suit brought on by the tenants negligence.  Other then that a renter is free to chose whether they wish to purchase renters insurance to protect their belonging, loss of use and liability or self insure and assume all the risk themselves by not having renters insurance. Renters insurance is so remarkably inexpensive for the protection you get I do not see why anyone would not obtain renters insurance.
    Answered on October 23, 2013
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