1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You need a renter’s policy that is in force at the time you have a loss.  It should have adequate limits to satisfy your landlord and replace your personal property.  It should have enough liability protection to withstand a lawsuit if one is launched against you.  They key is that the policy must be in force.
    Answered on April 21, 2014
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