What Is Protected Under Renters Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A renter’s policy covers damage to your personal property located at the residence.  This would include your clothing, furniture and most other things.  This coverage has a specified limit.  The policy also covers you should you be sued for an occurrence that qualifies for coverage.  The suit must be seeking damages for bodily injury or property damage and must not be excluded by other provisions of the policy.  This coverage has a specified limit.
    Answered on April 24, 2014
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