1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    You will need your personal information and information about the premise that you are renting. You will need to know when the premise was built, what if any type security system is in place, how many units are in the building, the distance to the nearest responding fire depart, the distance to the closest fire hydrant as a start. Contact a local agent and they will help you get a quote for coverage.
    Answered on September 1, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The application for a renter’s policy is almost identical to one for a homeowner’s policy.  You must identify the property and how many units are on the property.  You must provide some basic information about the building.  You would need to identify any pet, or equipment that poses a liability problem.  You would need to divulge any business activity being conducted.  You need to divulge your own claims history.  You need to identify the cost of replacing your personal property.    
    Answered on February 28, 2014
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