What Does Renters Insurance Usually Cover?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A renter’s policy covers your personal property.  The limits and exclusions are similar to those in a homeowner’s policy.  The homeowner’s policy includes the residence.  The renter’s policy covers your personal liability and pays to the limit of the policy for bodily injury or property damage for which you are legally liable.  In addition the policy provides medical payments when someone is injured in your rented space.
    Answered on February 25, 2014
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