Is Renters Insurance Worth The Cost?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WII believe that it is. The people that believe that insurance is not worth it's cost have never experienced a major loss those that have experienced a major loss will more than likely tell you that insurance coverage is worth every penny. The question to ask yourself is "Are you financial secure enough to handle any and all losses or liability claims presented to you or your family?". If the answer is no then you should have insurance.Answered on September 3, 2013flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question, and one I get asked a lot. This is always my answer: Unless you have a great big pile of money hidden somewhere, and can afford to replace all of your things, should they be destroyed or stolen, and cover any potential lawsuits, yes , it is worth the cost. Your landlords insurance won't cover your things, and if you ever have to use it, your policy will pay for itself quick. Contact me, and I'll tell you why you want to ask for replacement value when you do. Thanks for asking!Answered on May 13, 2014flag this answer
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