1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Renters insurance does indeed cover your personal property. However, there are many other components of a renter's policy. For example, in the event of a covered claim (fire or tornado are two common ones), your living expenses away from your house or apartment will be covered (subject to policy limits).

    So, semantically, they are nearly the same, but there are differences in the specific benefits.
    Answered on May 27, 2013
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