Is Pet Damage Covered By Renters Insurance?

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    Ruben Romero
    Owner, Entrust Insurance Agency, Bronx NY
    If you have Homeowners or Renters Insurance owning a pet could be difficult. Depending on the company they will not insured you or cancel the policy the minute you do not disclose the pet. Now regarding damage. Pet damage to your own or other persons property generally wont be covered by insurance companies. The typical policy wont cover dwelling, other structures or content when the loss is caused by an animal under the care of the policy holder.I would contact your company and ask if they provide this coverage. If you are looking for another company make sure you ask also as they may give you the same answer. Thank you and good luck.
    Answered on December 24, 2014
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