Is It Legal For Landlord To Require Renters Insurance?

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    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That would depend on your state regulations. In most cases landlords will recommend renters insurance and their are a few that will require it as part of the lease agreement. Renters insurance is there to protect both you and the landlord. Remember if the apartment building or the home you are renting were to burn down the landlord is not responsible for the replacement of your personal property in most cases and they typically will not provide the funds to secure another residence. Renters insurance can help with both. Contact your local agent to find out about all of the coverage offered with renters insurance and any exclusions that there may be.
    Answered on May 15, 2013
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