Is A Bike Covered Under Renters Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most personal property, including a bicycle, is covered under a renter’s policy.  Recovery is reduced by the deductible.  There are some types of property that are restricted such as jewelry, guns, collections and cash.  Bicycles are not in the restricted category.  If the bicycle is stolen while away from the residence it is subject to a limitation of ten percent of the insurance amount in most cases.
    Answered on June 24, 2014
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