How To Determine How Much Renters Insurance To Get?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The best place to start would be by adding up all of your belongings and add $5000 ( as this will help account for future valuation of your personal items ). Liability coverage levels are strictly up to the individual most company's start at $100000. Another consideration is if you have a renters and auto policy with the same company look into an umbrella policy which could provide up to 1000000 additional liability coverage. Contact your local agent to find out what is available in your area and the cost associated with it.
    Answered on May 19, 2013
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