1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There are two major divisions of coverage.  The attention is normally focused on the personal property coverage, however the liability protection may be much more important.  Select a policy that provides $300-500,000  in liablity coverage.  This is where you could experience a major loss.  The property portion should reflect the cost of actually replacing the contents of your rented home or apartment, should they be lost through a covered peril.
    Answered on February 17, 2014
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