How Much Renters Insurance Should I Require?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   If you are asking as a landlord, any renters insurance that a tenant has is better than no renters insurance coverage. Most companies offer 100000 of liability coverage as a default but in most cases that limit can be raised without a lot of cost difference. I would suggest contacting a local agent as a starting point to discuss your coverage concerns and what products they may have available within your area. If you wish to protect yourself better from legalities I would recommend consulting with a local attorney.

   Answered on May 20, 2013

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