1. 150 POINTS
    Lauren Barr
    Owner/Agent, Farmers Insurance - The Barr Agency, Mount Pleasant, MI
    Put a dollar amount on what it would take to replace all of your personal belongings (so if you take the house, flip it upside down... everything that falls out is your stuff) and that is how much your personal property should be.  Everything else that is covered is just a percentage of that.  Most people choose a minimum of $25,000.
    Answered on June 11, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    At minimum you should have enough coverage to be able  to replace most if not all of your personal items in your rented premise. Take an inventory of all your clothing, ectronics, appliances, jewelry, and other valuables calculate the value of these items if you were to have to replace them. Please contact a local agent to discuss your coverage needs and desires so that they can provide you with the coverage options that are avaiable in your area.
    Answered on September 14, 2013
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