How Much Renters Insurance Is Required?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Simply stated, you will want to make sure that the coverage provided for your personal property is enough to cover a loss.  Talk to your Insrance Professional about the value of your belongings but also about including a "Replacement Guarantee" settlement clause to make sure youare well protected.  The other element is Liability protection, which we recommend to be at least $300,000.
    Answered on December 31, 2013
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  2. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    In order to understand how much is required or desired, as an agent I would need to consult with you your insurance needs to help determine the coverage's necessary to adequately cover you in the event of a loss. This way you can make an informed decisions as to which coverage's you wish to carry and potentially any you may decline. Also this will help you understand what is actually covered and what is not. Call a local independent agent to help you find the right coverage's at the right premium.
    Answered on January 1, 2014
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