1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If you are referring to a commercial risk, such as a store or garage, then your commercial agent is the person to ask.  If you are referring to a rental unit in which you live, then the answer is that liability insurance is a part of a tenant’s (renter’s) policy.  The policy also contains property coverage for your personal property and that coverage is the main determinant of the premium.  In my area these policies are available for $10-15 per month.  Of course each policy is individually written and the price can vary a great deal.
    Answered on March 21, 2014
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