1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Homeowners insurance provides coverage for insured for the premise and other structures on the land that premise occupies and the contents contained within them up to the policy limits and property designations within the policy while renters insurance provides coverage for the insured's personal property only not the premise itself. Please read your policy completely to understand the coverage provided and exclusions that may be contained within the policy.
    Answered on July 24, 2013
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