1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Damage caused to your personal belongings in your place of residence covered by renters insurance caused  by a tornado typically would be covered less your deductible up to the policy limits. To know what coverage is offered by your policy and what exclusions there may be, please read your policy completely or contact your local agent to have them go over the policy with you.
    Answered on June 14, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    In the event of a tornado your renters insurance should typically provide coverage for your personal items less your deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on September 11, 2013
  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! I sincerely hope that you aren't asking because you have had that happen to you. In most cases the damage should be covered, but you will want to ensure that it is by reading the exclusions , but again, it usually is covered. If I can help in any way, please contact me. Thanks for asking!
    Answered on April 19, 2014
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