Does Renters Insurance Cover Theft Of Money?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Most homeowners insurance does provide a limited amount of coverage for money and securities, but the amount that is covered is typically less than your deductible. There are endorsements that can be added to the policy to provide a higher level of coverage for items that exceed your policy's normal coverage amounts. Read your policy completely to understand the coverage that is provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on June 19, 2013

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